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¥/ [20240718144539] 5 ŷ, ұԸ
5 ŷ ұԸ ұ µ α׷ ߿ ð ɸ鼭 ŷ 70% ؿ ӹ ִ.

23 迡 5 ŷ ó Ǽ 70% 30% ŷ ̷ ʰ ִ.

5 ī ŷ(No Cardholder Verification MethodNo CVM) 8 , ī ܸ α׷ ġ ־ Ϻ ŷҰ ̴.

ᱹ 籹 ī ؼ ʿϴٰ Ǵ ̴ ֿ 濵ȹ ӿ ſī ܸ α׷ ġ ߴ.

籹 ڴ "ŷ 󵵰 κ ġ ִ ȴ. κ ذ ֵ ȹ"̶ .

¶ Ʈũ ܸ α׷ ִ ؼ κ α׷ ġ ƴ. ׷ 븮 ϴ 븮 簡 湮ؾ Ѵٴ 갣 ܸ α׷ ġ Ȳ̴.

ұ µ . 븮 ġ 簡 湮ϴ ٻڴٴ ġ źϴ Ϻ 鵵 ִ. , ܸ ȸ簡 ܸ 簡 쿡 ܸ ü üؾ ϴ 쵵 ִ.

, ⸶ α׷ ؾ ϴ 쵵 ִ. ⿡ ܸⰡ ġ ִµ Ϲ ִ ޶ α׷ ؾ Ѵ.

븮 ڴ "α׷ ߿ ɸ ð 濡 ִ ð ʿϴ. 籹 70~80% 10~20% ð ɸٰ ߴ" "Һڵ ּȭϱ ϰ ִ" ߴ.